CONDITIONS OF SALE 

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HUDSON COUNTY SHERIFF'S OFFICE - FORECLOSURE SALES - Amended 01/11/2023 

CURRENT CONDITIONS OF SALE, POLICY, RULES, GENERAL INFORMATION (SUBJECT TO CHANGE)

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1. Sale Registration begins at 1 PM and ends promptly at 2 PM, at the start of the Sale. No one is allowed on the 4th Floor BEFORE 1 PM. Any sales not completed by 4:30 PM may be adjourned to the next sale date.

2. Each property is sold subject to restrictions of record, which are unknown to the Sheriff at this time and subject to any unpaid taxes and water, sewer bills or assessments, and such state of facts as an accurate survey and physical inspection of the premises may reveal.

3. The highest bidder at the sale shall be the purchaser. If any dispute arises as to who may be the highest bidder, the property will be resold. All sale discrepancies will be decided by the Sheriff's Office.

4. Successful bidders are required to post a minimum deposit of 20% of your total bid price in the form of a Certified or Cashier's check IMMEDIATELY after the close of the sale. NO CASH, CREDIT CARDS, COMPANY, AGENCY, TRUST, OR PERSONAL CHECKS will be accepted. Certified or Cashier's Bank Checks cannot be older than 90 days from the date of issue.

5. First-time foreclosure sale property buyers will be required to pay on the spot the required minimum 20% deposit with certified or cashier's bank checks at the conclusion of that particular property's sale.

6. The balance of the bid price is due and payable between the 11th and 30th day after a sale. The 2026 Lawful Interest of 6.5% is charged on any unpaid balance due, starting the 11th day after a sale until the balance is paid. You cannot pay the balance, nor are you charged interest for the first ten days AFTER a sale because this is known as the defendant's "Right of Redemption" period.

7. The Hudson County Sheriff's Office only handles county-wide Foreclosure Sales (real property) and Chattel Sales (not real property). Property Tax Sales are auctioned by each individual town's tax office.

8. If you purchase personal property at the Chattel Sale, the full amount is due at the time of sale.

9. The purchaser is responsible for the payment of the NJ Realty Transfer Tax to the County Register.

10. The Purchaser must sign an Acknowledgement of Purchase and the Conditions of Sale, which includes this page. If the Purchaser fails to comply with any of these Conditions of Sale, the property will be sold a second time, and the former Purchaser will be held responsible for all losses and expenses but will receive no benefit from such sale.

11. Plaintiffs are not allowed to announce their upset price. You must obtain this information from the plaintiff or another outside source prior to the sale.

12. Please turn your cell phone off or vibrate. If you must take or make a call or need to discuss any matter with another party, please leave the auction room. Talking during the sale is prohibited; learn to whisper.

13. Legal Notices published for all foreclosure properties can be found at www.njpublicnotices.com.

14. Bidding is in $5000 minimum increments until the plaintiff stops bidding, then $2000 is the minimum per bid increment until the property is sold to the highest bidder.

15. The recording of audio, video, or taking photographs at an auction is prohibited without prior written permission.

16. Sheriff's Foreclosure sales are conducted under the laws and statutes of the State of New Jersey and policies, procedures, and best practices set by the sheriff and are subject to change anytime by the Sheriff.

17. All properties for sale are listed on our website at www.hudsoncountysheriff.com. This list is as accurate as possible; if changes are made, it automatically updates every hour M-F 8-4. The sheriff is not responsible for any information published on any other website or media outlet. Any sales that are not announced today for sale will be relisted on our website if they were just adjourned. If they are not relisted, then the sales were vacated, settled, and/or canceled.

18. Sheriff's Foreclosure Business Office is located at 257 Cornelison Avenue, Room 2001, Jersey City, NJ 07302. Hours of operation are from Monday through Friday from 8:00 AM to 4:00 PM, except holidays. Phone 201-795-6300 Ext: 7233 or 7312; Fax 201-369-4333 All Foreclosure/Auction Sales are now held twice a month at the Courthouse at 595 Newark Avenue, Jury Room 400 (4th Floor), Jersey City, NJ 07306

19. The Sheriff requires all bidders and attendees to behave in an appropriate, business-professional manner at all times, and those acting loud, disrespectful, or disorderly may be removed or banned from attending current or future sales.

20. Soliciting, passing out sales information, or distributing business cards is strictly prohibited on court property.

21. Purchasers of real property at the Foreclosure Sale SHALL NOT go to the property they purchased immediately after the sale to engage with the foreclosed former owner and/ or tenants or to otherwise attempt to gain access to the premises. Their rights in the property do not vest until they have a signed and recorded Deed. At that point, the purchaser would be able to apply for a Writ of Possession / Eviction.

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